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For Sale|CondominiumActive

1520 N El Camino Real 26, San Clemente, CA 92672

  • 2 beds
  • 3 baths
  • 1,157 sq ft
  • Built 2010

MLS# OC26187295 · Listed Sep 2, 2026 · 51 Days On Site

Subdivision Terramour

The home

About 1520 N El Camino Real 26

ATTENTION Agents and Buyers: BUYER INCENTIVE! Seller is willing to contribute toward a mortgage interest rate buy down, potentially helping to reduce the Buyer's monthly payment....Call for details! Experience refined coastal living in this end-unit penthouse, ideally positioned on the top floor in the heart of North Beach with no neighbors above. Rich Spanish Revival architecture defines both the exterior and interior of this secure, gated community, complete with elevator access to every floor.

The open floor plan features 2 bedrooms and 2.5 bathrooms freshly painted throughout, creating an inviting and versatile living environment. The living room features a gas fireplace and French doors that open to the outdoor patio, seamlessly blending indoor and outdoor living.

The well-appointed kitchen showcases newly installed quartz counters with breakfast bar, gas cooktop, stainless-steel appliances, and walk-in pantry/laundry room. The spacious primary suite offers a walk-in closet and French doors opening to a Juliet balcony, along with a private en-suite bathroom featuring dual vanities, a walk-in shower, and soaking tub. The second bedroom also includes its own en-suite bathroom for added privacy and comfort.

A true highlight is the ocean-view rooftop deck, an exceptional space for entertaining, outdoor dining, BBQs, or unwinding around the firepit while taking in the amazing sunsets and ocean views.

The subterranean gated parking garage provides two dedicated parking spaces, along with a 5' x 10' storage unit and secure elevator access to all floors.

Enjoy an enviable coastal location just minutes from the beach, scenic walking and biking trails, train station, trolley, Miramar food court, and charming downtown San Clemente, where an array of restaurants, cafés, boutiques, and shopping await. A distinctive blend of architectural character, modern updates, and effortless coastal convenience."

Property details for 1520 N El Camino Real 26

This 2-bedroom, 3-bath condo sits in the Terramour neighborhood of San Clemente in Orange County. It offers 1,157 square feet of living space and is listed at $1,099,900, about $951 per square foot. The home was built in 2010. The MLS record lists the assessor parcel number as 931-125-16. Highlights include panoramic and hill views, a fireplace, single-story living, a gated community, an attached two-car garage, and central air. The detail sections on this page cover interior and exterior features, estimated taxes, HOA dues where they apply, and the map location.

Specifications

Home Details

At a glance

Price
$1,099,900
Days On Site
51 Days
Bedrooms
2
Inside Area (SqFt)
1,157 sqft
Total Baths
3
Full Baths
2
Partial Baths
1
Lot Size
N/A
Year Built
2010
MLS® Number
OC26187295
Status
Active
Property Tax
N/A
HOA/Condo/Coop Fees
$925 monthly
Sq Ft Source
Assessor

General Features

Property Type
Condominium
MLS Number
OC26187295
Year Built
2010
Living Area (sq ft)
1,157
Living Area Source
Assessor
Lot Size (sq ft)
20,012
Lot Size (acres)
0.4594
Levels
One
Bedrooms
2
Full Baths
2
Half Baths
1
Garage Spaces
2
Parking Spaces
2
View
Hills, Neighborhood, Panoramic
HOA Dues
$925
HOA Frequency
Monthly
HOA Name
Terramour
Parcel Number
93112516
On Market Date
2026-09-02
Listing Terms
Standard

Interior Features

Interior Features
Breakfast Bar, Built In Features, Balcony, Crown Molding, Elevator, Granite Counters, Open Floorplan, Quartz Counters, All Bedrooms Down, Bedroom On Main Level, Main Level Primary, Multiple Primary Suites, Primary Suite, Walk In Pantry, Walk In Closets
Appliances
Convection Oven, Dishwasher, Gas Cooktop, Disposal, Ice Maker, Microwave, Refrigerator, Vented Exhaust Fan, Water To Refrigerator, Dryer, Washer
Flooring
Wood
Heating
Central, Fireplaces, Natural Gas
Cooling
Central Air, Electric
Fireplace
Living Room
Laundry
Inside, Stacked
Main Level Bedrooms
2
Main Level Bathrooms
3
Entry Level
1
Common Walls
One Common Wall, End Unit, No One Above
Windows
Blinds, Screens, Wood Frames
Doors
Double Door Entry, Mirrored Closet Doors
Accessibility
Accessible Elevator Installed, No Stairs
Rooms
Other, Primary Bedroom, Bathroom, Kitchen, Entry Foyer, Pantry, Laundry, Bedroom, Living Room

Exterior Features

Architectural Style
Spanish
Exterior Features
Barbecue, Rain Gutters
Roof
Clay
Construction
Concrete
Foundation
Concrete Perimeter
Lot Features
Level, No Landscaping, Near Park
Patio and Porch
Deck, Open, Patio, Rooftop
Parking
Assigned, Controlled Entrance, Concrete, Covered, Underground, Golf Cart Garage, Gated, Off Street, Public, Private, One Space, Community Structure, Storage
Pool Features
None
Spa
None
Sewer
Public Sewer
Water
Public
Utilities
Cable Available, Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
Condition
Updated Remodeled, Turnkey
Units
16

Community Features

Subdivision
Terramour
Community Features
Curbs, Gutters, Street Lights, Sidewalks, Gated, Park
Association Amenities
Outdoor Cooking Area, Barbecue, Picnic Area, Storage, Trash
Security
Carbon Monoxide Detectors, Fire Detection System, Gated Community, Smoke Detectors, Security Lights

The record

Property History for 1520 N El Camino Real 26

DateEventPriceNote
Sep 2, 2026 Status changed to Active From Coming Soon
Sep 2, 2026 Listed for sale $1,099,900

Added by Realatrends Real Estate

Flood, Fire and Earthquake Zones for 1520 N El Camino Real 26

We looked up this home's map point in public government maps. These facts are not part of the MLS listing.

Hazard zones

Flood zone

Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.

FEMA National Flood Hazard Layer, FIRM panel 06059C0517K effective March 21, 2019. Checked October 15, 2026.

Fire hazard severity zone

Not in a fire hazard severity zone on the State Fire Marshal's map.

CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.

Earthquake fault zone

Outside the Alquist-Priolo Earthquake Fault Zones.

California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.

Liquefaction zone

Inside a Seismic Hazard Zone for liquefaction.

California Geological Survey, Seismic Hazard Zones map, Dana Point quadrangle, released December 21, 2001. Checked October 15, 2026.

Landslide zone

Outside the earthquake-induced landslide zones.

California Geological Survey, Seismic Hazard Zones map, Dana Point quadrangle, released December 21, 2001. Checked October 15, 2026.

Tsunami hazard area

Outside the Tsunami Hazard Area on the State's evacuation planning map.

California Geological Survey and Cal OES, Tsunami Hazard Area map for Orange County (2021). Checked October 15, 2026.

Internet and charging

Fixed internet

Cable: Cox Communications, up to 2,000 Mbps, at 25 of 35 residential locations in this census block. DSL: AT&T, up to 10 Mbps, at 35 of 35. Fixed wireless: T-Mobile, up to 100 Mbps, at 26 of 35.

FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590421072009, not for this address. Not endorsed by the FCC. Checked October 15, 2026.

EV charging

Nearest public charger 0.4 miles away (Tesla Supercharger, 49 DC fast ports). 118 public charging ports within 3 miles.

U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.

These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).

Official maps

Cost of ownership

Estimated monthly payment

7.32% · 30-yr fixed
$
$9,384/mo
10% down · 30-year fixed · $109,990 down
Principal & interest$6,800
Mortgage insurance (est., over 80% LTV)$412
Property tax (est. 1.01%)$926
Home insurance (rough est., varies widely)$321
HOA from listing$925
$8,216/mo
20% down · 30-year fixed · $219,980 down
Principal & interest$6,044
Property tax (est. 1.01%)$926
Home insurance (rough est., varies widely)$321
HOA from listing$925
$7,461/mo
30% down · 30-year fixed · $329,970 down
Principal & interest$5,289
Property tax (est. 1.01%)$926
Home insurance (rough est., varies widely)$321
HOA from listing$925
Estimated carrying cost
$2,172/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$926
Home insurance (rough est., varies widely)$321
HOA from listing$925

Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.32% (week of Oct 22, 2026); your rate will differ. Tax and insurance are modelled, not billed amounts; tax uses a typical San Clemente rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.

Next steps

Buying 1520 N El Camino Real 26

Want to see 1520 N El Camino Real 26 in person? We have guided buyers through Terramour and the wider San Clemente market since 1983. Call to arrange a private tour, or send a note and we'll follow up.

Call (949) 494-8830

Selling near 1520 N El Camino Real 26

Thinking of selling nearby? We bring current Terramour sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.

Free home valuation

The neighborhood

About San Clemente

San Clemente is the southernmost city in Orange County, founded in the 1920s by Ole Hanson as a Spanish Village by the Sea of white-stucco, red-tile-roofed homes overlooking the Pacific. Landmarks include the 1928 pier, the Beach Trail from North Beach to Calafia Beach, Avenida Del Mar, and the Capistrano Unified School District.

San Clemente home sales, past 12 months

Homes sold
111
Median price
$1,127,000
Median days on market
18
Median per sq ft
$816

Recorded MLS closings of condos, Oct 16, 2025 to Oct 16, 2026. Days on market run from listing to going under contract.

Price per square foot against recent San Clemente sales

This home, asking 12-month median Recent sales, listed below

At $951 per square foot, this home's asking price is 17% above the San Clemente median of $816 for condos that closed in the past 12 months.

Recent San Clemente sales

AddressClosedPriceSq ftPer sq ftDays on market
132 Avenida Presidio Oct 13, 2026 $1,360,000 1,679 $810 5
1012 Las Posas Oct 9, 2026 $1,375,000 2,586 $532 43
244 W Mariposa A Oct 9, 2026 $1,790,000 1,725 $1,038 6
320 Cazador 5 Oct 2, 2026 $1,435,000 1,446 $992 85
407 Avenida Santa Barbara A Sep 28, 2026 $2,500,000 1,945 $1,285 59

Schools

Schools for 1520 N El Camino Real 26

As listed in the MLS record. Confirm attendance boundaries with the school district.

Elementary
Las Palmas
Middle
Bernice
High
San Clemente
District
Capistrano Unified

Living in San Clemente covers its schools, parks and beaches.

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Listed by Thomas Shahinian of First Team Real Estate

Listing information updated Oct 21, 2026 at 1:13 PM PT. Source: CRMLS.

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