54 Vista La Cuesta, Rancho Santa Margarita, CA 92688
- 2 beds
- 2 baths
- 957 sq ft
- Built 1989
$635,000
Est. $4,705/mo with 20% down, 30-year fixed
$664 a sq ft against a $636 Rancho Santa Margarita median. Ask how it comparesSubdivision Vista La Cuesta
Open house
Open House
The home
About 54 Vista La Cuesta
Welcome to 54 Vista La Cuesta, a beautifully updated 2-bedroom, 2-bathroom upper-level end-unit condo nestled among mature trees in the desirable Vista La Cuesta community of Rancho Santa Margarita. Offering privacy, natural light, and scenic views of nearby O'Neill Regional Park, this home combines comfort and convenience in a peaceful setting.
Step inside to an inviting open floor plan featuring vaulted ceilings, a cozy fireplace, recessed lighting, and laminate flooring throughout. The remodeled kitchen offers stainless steel appliances, updated countertops, and generous storage. The spacious primary suite includes a walk-in closet, an additional closet, and an updated bathroom with a walk-in shower. Additional highlights include indoor laundry, an attached one-car garage with overhead storage, driveway parking, and an assigned parking space.
Enjoy access to the community pool, spa, and BBQ areas, along with Rancho Santa Margarita's incredible amenities, including the Beach Club, parks, pools, tennis and pickleball courts, and scenic trails. Conveniently located near Rancho Santa Margarita Lake, shopping, dining, and local schools, this home offers the perfect blend of privacy, convenience, and the Southern California lifestyle.
Property details for 54 Vista La Cuesta
This 2-bedroom, 2-bath condo sits in the Vista La Cuesta neighborhood of Rancho Santa Margarita in Orange County. It has 957 square feet of living space and is listed at $635,000, about $664 per square foot. The home was built in 1989. The MLS record lists the assessor parcel number as 932-142-92. Highlights include city lights views, a community pool and spa, a fireplace, single-story living, an attached one-car garage, and central air.
Photographs
Photos of 54 Vista La Cuesta, Rancho Santa Margarita
Specifications
Home Details
General Features
- Property Type
- Condominium
- MLS Number
- OC26232237
- Year Built
- 1989
- Living Area (sq ft)
- 957
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 9,999
- Lot Size (acres)
- 0.2295
- Levels
- One
- Bedrooms
- 2
- Full Baths
- 2
- Garage Spaces
- 1
- Parking Spaces
- 2
- View
- City Lights, Neighborhood
- HOA Dues
- $422
- HOA Frequency
- Monthly
- HOA Name
- Vista La Cuesta Maintenance Corporation
- Parcel Number
- 93214292
- On Market Date
- 2026-10-28
- Listing Terms
- Standard
- HOA fees
- $513 monthly
Interior Features
- Interior Features
- Breakfast Bar, Ceiling Fans, Eat In Kitchen, Open Floorplan, Quartz Counters, Recessed Lighting
- Appliances
- Dishwasher, Gas Range, Microwave, Refrigerator
- Flooring
- Vinyl
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- Living Room
- Laundry
- Washer Hookup, Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room
- Main Level Bedrooms
- 2
- Main Level Bathrooms
- 2
- Entry Level
- 1
- Common Walls
- One Common Wall, End Unit
- Rooms
- Primary Bedroom, Bathroom, Kitchen, Laundry, Living Room, Primary Bathroom
Exterior Features
- Roof
- Clay
- Patio and Porch
- Front Porch
- Parking
- Door Single, Driveway, Garage Faces Front, Garage
- Pool Features
- Community, Association
- Spa
- Association, Community
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Condition
- Turnkey
- Units
- 1
Community Features
- Subdivision
- Vista La Cuesta (VLC)
- Community Features
- Biking, Curbs, Street Lights, Sidewalks, Pool
- Association Amenities
- Clubhouse, Barbecue, Playground, Pool, Spa Hot Tub
- Security
- Carbon Monoxide Detectors, Smoke Detectors
- Second HOA Dues
- $91
- Second HOA Name
- SAMLARC
The record
Property History for 54 Vista La Cuesta
| Date | Event | Price | Note |
|---|---|---|---|
| Oct 28, 2026 | Status changed to Active | From Coming Soon | |
| Oct 28, 2026 | Listed for sale | $635,000 | |
| May 19, 2022 | Sold | $645,000 | Vista Pacific Realty |
| Feb 26, 2020 | Sold | $430,000 | ROYAL HOMES & LOANS |
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 54 Vista La Cuesta
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0337J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Very High Fire Hazard Severity Zone, Local Responsibility Area.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Outside the liquefaction zones.
California Geological Survey, Seismic Hazard Zones map, Santiago Peak quadrangle, released December 20, 2002. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Santiago Peak quadrangle, released December 20, 2002. Checked October 15, 2026.
Internet and charging
- Fixed internet
Cable: Cox Communications, up to 2,000 Mbps, at 9 of 9 residential locations in this census block. DSL: AT&T, up to 75 Mbps, at 9 of 9. Fixed wireless: T-Mobile, up to 100 Mbps, at 9 of 9.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590320501003, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 1.3 miles away (EVgo, 14 DC fast ports). 42 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.24% · 30-yr fixed$
$5,376/mo
10% down · 30-year fixed · $63,500 down
Principal & interest$3,895
Mortgage insurance (est., over 80% LTV)$238
Property tax (est. 1.03%)$545
Home insurance (rough est., varies widely)$185
HOA from listing$513
$4,705/mo
20% down · 30-year fixed · $127,000 down
Principal & interest$3,462
Property tax (est. 1.03%)$545
Home insurance (rough est., varies widely)$185
HOA from listing$513
$4,272/mo
30% down · 30-year fixed · $190,500 down
Principal & interest$3,029
Property tax (est. 1.03%)$545
Home insurance (rough est., varies widely)$185
HOA from listing$513
Estimated carrying cost
$1,243/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.03%)$545
Home insurance (rough est., varies widely)$185
HOA from listing$513
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.24% (week of Oct 29, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Rancho Santa Margarita rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 54 Vista La Cuesta
Want to see 54 Vista La Cuesta in person? We have guided buyers through Vista La Cuesta and the wider Rancho Santa Margarita market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 54 Vista La Cuesta
Thinking of selling nearby? We bring current Vista La Cuesta sales data and a clear pricing strategy to every listing, backed by more than 700 closed sales and over $1B in Orange County volume. Start with a free home valuation, or reach out to talk through your options.
The neighborhood
About Rancho Santa Margarita
Rancho Santa Margarita is a master-planned Orange County community in the foothills of the Santa Ana Mountains, bordered to the east by the Cleveland National Forest and centered on the man-made Lago Santa Margarita. Adjacent O'Neill Regional Park spans thousands of acres of oak-shaded canyon habitat, and the city is served by the Saddleback Valley Unified and Capistrano Unified school districts.
Rancho Santa Margarita home sales, past 12 months
- Homes sold
- 164
- Median price
- $660,560
- Median days on market
- 26
- Median per sq ft
- $636
Recorded MLS closings of condos, Oct 23, 2025 to Oct 23, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Rancho Santa Margarita sales
At $664 per square foot, this home's asking price is close to the Rancho Santa Margarita median of $636 for condos that closed in the past 12 months.
Recent Rancho Santa Margarita sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 140 Via Contento | Oct 16, 2026 | $685,000 | 1,117 | $613 | 13 |
| 75 Via Contento | Oct 14, 2026 | $415,000 | 643 | $645 | 22 |
| 28 Wild Horse Loop | Oct 13, 2026 | $825,000 | 1,325 | $623 | 3 |
| 18 Marino | Oct 9, 2026 | $650,000 | 888 | $732 | 7 |
| 19 Hemlock | Oct 7, 2026 | $400,000 | 642 | $623 | 41 |
See the 1 other home for sale Rancho Santa Margarita housing market
Schools
Schools for 54 Vista La Cuesta
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Trabuco Mesa
- Middle
- Rancho Santa Margarita
- District
- Saddleback Valley Unified
Living in Rancho Santa Margarita covers its schools, parks and beaches.
Location
Location
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Listed by Connor Hunsucker of Serhant California, Inc
Listing information updated Oct 30, 2026 at 6:19 AM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.