28132 San Lucas, Mission Viejo, CA 92692
- 4 beds
- 5 baths
- 4,792 sq ft
- 8,400 sq ft lot
- Built 1983
$3,658,800
Est. $24,275/mo with 20% down, 30-year fixed
$764 a sq ft against a $675 Mission Viejo median. Ask how it comparesSubdivision San Marino
The home
About 28132 San Lucas
Home is where the heart is here on Lake Mission Viejo. Welcome to 28132 San Lucas, an Exceptional Custom Lakefront Estate situated on a premium view lot on Lake Mission Viejo with sweeping big water views! Make memories for a lifetime with magical summers, sparkling lake views, boat rides, concerts, and holiday activities on the Lake. Own a piece of history as this home was one of the first two homes constructed on Lake Mission Viejo’s waterfront, now offered for sale for the first time since it was built, by the original owner. This custom built home embodies a true lake house design with grand architecture, elegance and charm, quality craftsmanship, beautiful sand blasted beams, coffered ceilings, moldings, and custom fixtures throughout. This entertainer’s dream home features one of the most unique floor plans on the lakefront with sweeping lake views throughout most of the home and featuring quality living space of 4,792 sqft (approx) with 4 bedrooms plus large bonus room (2 bedrooms are en suites). The functional utility breakdown includes a grand formal living and dining room, family room, sit down bar, kitchen, bonus room, spacious primary suite, two secondary bedroom en suites upstairs, a ground level bedroom, and a full size laundry room. The chef’s kitchen overlooking the lake, features granite counter tops, center island, cozy fireplace and breakfast nook. The kitchen is fully equipped with quality appliances Subzero built-in refrigerator, dual ovens, gas cook-top, and walk-in pantry. Dine al fresco and entertain on the lakeside patio while watching the sunset and sail boats floating by. The private and spacious primary suite features a retreat area with a fireplace and a spacious lakeside balcony with gorgeous lake views. The exterior grounds are professionally done with mature landscape and beautiful hard scape, including lakeside patio and entertainment space with builtin BBQ and private boat dock. “Live Beautifully” here on Lake Mission Viejo, boat to lakeside restaurants and take evening boat cruises with the family! Enjoy Lake Mission Viejo membership with access to boating, fishing, paddle boarding, swimming, private beaches, summertime concerts, movies, holiday festivities & 4th of July fireworks! No Mello-Roos, low low HOA and one of the lowest tax rate areas in Orange County!
Property details for 28132 San Lucas
This 4-bedroom, 5-bath single-family home sits in the San Marino neighborhood of Mission Viejo in Orange County. It has 4,792 square feet of living space on an 8,400-square-foot lot and is listed at $3,658,800, about $764 per square foot. The home was built in 1983. The MLS record lists the assessor parcel number as 811-471-14. Highlights include panoramic and city lights views, lake frontage, a fireplace, an attached three-car garage, central air, and a turnkey home.
Photographs
Photos of 28132 San Lucas, Mission Viejo
Specifications
Home Details
General Features
- Property Type
- Single Family Residence
- MLS Number
- OC26143095
- Year Built
- 1983
- Builder
- Custom Home
- Living Area (sq ft)
- 4,792
- Living Area Source
- Assessor
- Lot Size (sq ft)
- 8,400
- Lot Size (acres)
- 0.1928
- Levels
- Two
- Bedrooms
- 4
- Full Baths
- 4
- Half Baths
- 1
- Garage Spaces
- 3
- Parking Spaces
- 3
- View
- City Lights, Lake, Panoramic, Water
- HOA Dues
- $80.42
- HOA Frequency
- Monthly
- HOA Name
- LAKE MV + Frontage Fee
- Parcel Number
- 81147114
- On Market Date
- 2026-07-18
- Listing Terms
- Standard
- HOA fees
- $180.95 monthly
Interior Features
- Interior Features
- Beamed Ceilings, Breakfast Bar, Built In Features, Balcony, Breakfast Area, Crown Molding, Separate Formal Dining Room, Granite Counters, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, Bar, Bedroom On Main Level, Entrance Foyer, Primary Suite, Walk In Pantry, Walk In Closets
- Appliances
- Built In Range, Double Oven, Dishwasher, Gas Cooktop, Microwave, Refrigerator, Range Hood, Water Heater
- Flooring
- Carpet, Wood
- Heating
- Forced Air
- Cooling
- Central Air, Dual
- Fireplace
- Family Room, Kitchen, Living Room, Primary Bedroom
- Laundry
- Inside, Laundry Room
- Main Level Bedrooms
- 1
- Main Level Bathrooms
- 2
- Entry Level
- 1
- Common Walls
- No Common Walls
- Windows
- Custom Coverings, Screens, Skylights
- Doors
- French Doors
- Rooms
- Primary Bedroom, Family Room, Bathroom, Kitchen, Dining Room, Primary Bathroom, Bonus Room, Foyer, Laundry, Bedroom, Living Room, Pantry
Exterior Features
- Architectural Style
- Custom
- Exterior Features
- Dock, Lighting
- Roof
- Concrete, Tile
- Construction
- Stone, Wood Siding
- Foundation
- Slab
- Lot Features
- Cul De Sac, Landscaped
- Patio and Porch
- Concrete, Covered
- Parking
- Direct Access, Garage
- Pool Features
- None
- Spa
- None
- Sewer
- Public Sewer
- Water
- Public
- Utilities
- Sewer Connected
- Condition
- Turnkey
- Units
- 1
Community Features
- Subdivision
- San Marino (SM)
- Community Features
- Lake, Storm Drains, Street Lights, Suburban, Sidewalks, Fishing
- Association Amenities
- Dock, Outdoor Cooking Area, Barbecue, Picnic Area, Playground
- Second HOA Dues
- $100.53
- Second HOA Name
- Mission Viejo Environmental
The record
Property History for 28132 San Lucas
| Date | Event | Price | Note |
|---|---|---|---|
| Sep 30, 2026 | Price reduced | $3,658,800 | From $3,999,800 |
| Jul 18, 2026 | Status changed to Active | From Coming Soon | |
| Jul 18, 2026 | Listed for sale | $3,999,800 |
No prior MLS sales on record for this home since 2012.
Added by Realatrends Real Estate
Flood, Fire and Earthquake Zones for 28132 San Lucas
We looked up this home's map point in public government maps. These facts are not part of the MLS listing.
Hazard zones
- Flood zone
Zone X, area of minimal flood hazard. Outside FEMA's Special Flood Hazard Area.
FEMA National Flood Hazard Layer, FIRM panel 06059C0319J effective December 3, 2009. Checked October 15, 2026.
- Fire hazard severity zone
Not in a fire hazard severity zone on the State Fire Marshal's map.
CAL FIRE, State Fire Marshal map for Local Responsibility Areas, March 24, 2025. Checked October 15, 2026.
- Earthquake fault zone
Outside the Alquist-Priolo Earthquake Fault Zones.
California Geological Survey, Earthquake Fault Zones. Checked October 15, 2026.
- Liquefaction zone
Inside a Seismic Hazard Zone for liquefaction.
California Geological Survey, Seismic Hazard Zones map, Lake Forest quadrangle, released January 17, 2001. Checked October 15, 2026.
- Landslide zone
Outside the earthquake-induced landslide zones.
California Geological Survey, Seismic Hazard Zones map, Lake Forest quadrangle, released January 17, 2001. Checked October 15, 2026.
Internet and charging
- Fixed internet
Fiber: Cityside Fiber, up to 5,000 Mbps, at 51 of 86 residential locations in this census block. Cable: Cox Communications, up to 2,000 Mbps, at 85 of 86. DSL: AT&T, up to 75 Mbps, at 50 of 86.
FCC National Broadband Map, provider-reported data as of December 31, 2025, for census block 060590320351007, not for this address. Not endorsed by the FCC. Checked October 15, 2026.
- EV charging
Nearest public charger 1.6 miles away (Tesla Destination, 4 Level 2 ports). 95 public charging ports within 3 miles.
U.S. Department of Energy, Alternative Fuels Data Center. Straight-line distance. Checked October 15, 2026.
These facts are for the listing's map point, which can sit off the lot. A zone line can also cross a lot, and agencies revise their maps. In cities, the fire zone line follows the State Fire Marshal's 2025 map; each city adopts its own map and may add areas. These lines are not a Natural Hazard Disclosure. Check the official maps and the seller's disclosures before you rely on them. Sources for the earthquake zone lines: Reproduced with permission, California Geological Survey, Webservice of Official Maps of Alquist-Priolo Earthquake Fault Zones (2025). Reproduced with permission, California Geological Survey, Webservice of Official Maps of Seismic Hazard Zones (2025).
Official maps
Cost of ownership
Estimated monthly payment
7.24% · 30-yr fixed$
$28,140/mo
10% down · 30-year fixed · $365,880 down
Principal & interest$22,441
Mortgage insurance (est., over 80% LTV)$1,372
Property tax (est. 1.01%)$3,079
Home insurance (rough est., varies widely)$1,067
HOA from listing$181
$24,275/mo
20% down · 30-year fixed · $731,760 down
Principal & interest$19,948
Property tax (est. 1.01%)$3,079
Home insurance (rough est., varies widely)$1,067
HOA from listing$181
$21,781/mo
30% down · 30-year fixed · $1,097,640 down
Principal & interest$17,454
Property tax (est. 1.01%)$3,079
Home insurance (rough est., varies widely)$1,067
HOA from listing$181
Estimated carrying cost
$4,327/mo
All cash · taxes and insurance only
Principal & interestNone (cash purchase)
Property tax (est. 1.01%)$3,079
Home insurance (rough est., varies widely)$1,067
HOA from listing$181
Estimate only, not a loan offer or quote. Principal and interest use the Freddie Mac 30-year fixed average of 7.24% (week of Oct 29, 2026); your rate will differ. A loan this size is typically a jumbo loan, which prices differently. Tax and insurance are modelled, not billed amounts; tax uses a typical Mission Viejo rate, excluding Mello-Roos. Verify all figures. Full assumptions and disclosures.
Next steps
Buying 28132 San Lucas
Want to see 28132 San Lucas in person? We have guided buyers through San Marino and the wider Mission Viejo market since 1983. Call to arrange a private tour, or send a note and we'll follow up.
Selling near 28132 San Lucas
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The neighborhood
About Mission Viejo
Mission Viejo is a master-planned community in Orange County's Saddleback Valley, with roads following the valleys and homes across the hillsides around the man-made Lake Mission Viejo. Named for the historic Rancho Mission Viejo land grant, it weaves in the Oso Creek Trail and spans the Capistrano Unified and Saddleback Valley Unified school districts.
Mission Viejo home sales, past 12 months
- Homes sold
- 740
- Median price
- $1,330,000
- Median days on market
- 15
- Median per sq ft
- $675
Recorded MLS closings of single-family homes, Oct 25, 2025 to Oct 25, 2026. Days on market run from listing to going under contract.
Price per square foot against recent Mission Viejo sales
At $764 per square foot, this home's asking price is 13% above the Mission Viejo median of $675 for single-family homes that closed in the past 12 months.
Recent Mission Viejo sales
| Address | Closed | Price | Sq ft | Per sq ft | Days on market |
|---|---|---|---|---|---|
| 26471 Via Cuervo | Oct 23, 2026 | $1,160,000 | 1,178 | $985 | 106 |
| 28315 Alava | Oct 23, 2026 | $800,000 | 1,740 | $460 | 76 |
| 26972 Mallorca | Oct 23, 2026 | $1,085,000 | 2,240 | $484 | 0 |
| 25376 Terreno Dr | Oct 22, 2026 | $1,375,000 | 1,425 | $965 | 9 |
| 23401 Via Burriana | Oct 22, 2026 | $1,099,000 | 1,463 | $751 | 8 |
Schools
Schools for 28132 San Lucas
As listed in the MLS record. Confirm attendance boundaries with the school district.
- Elementary
- Reilly
- Middle
- Newhart
- High
- Capistrano Valley
- District
- Capistrano Unified
Living in Mission Viejo covers its schools, parks and beaches.
Location
Location
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Listed by Scott Arnott of Coldwell Banker Realty
Listing information updated Oct 25, 2026 at 4:17 PM PT. Source: CRMLS.
This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.